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Keep your balance low in relation to your available credit
Keeping your credit balance to 25% or below your available credit is a good general rule. But, don't open credit accounts you don't intend to use just to increase this ratio.
read: "6 Ways to Improve Your Credit Score"
How is my score determined?
Your credit score is determined by a complex mathematical equation taking into account a variety of financial factors, but is most influenced by two things: how you pay your debts and how much debt you owe.
read: "How is my score determined?"
Identity Theft
Identity theft is one of the fastest growing crimes, and happens when personal information—such as your name, credit card number, social security number or drivers license number—is stolen and used to assume your identity.
read: "Identity Theft"
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