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Make more than your minimum payment on your credit card

For instance, say you have a $1,500 balance on a modest 14.99% APR card, and make $100 in new charges every month. If you made only the minimum monthly payment of $125, it will take you... read: "Tips to get Out of Debt"

What factors aren't included in my score?

In order to make credit score fair for everyone, there are many factors, like race, age, and religion, to name a few, that are never included in calculating your credit score. read: "What factors aren't included in my score?"

Identity Theft

Identity theft is one of the fastest growing crimes, and happens when personal information—such as your name, credit card number, social security number or drivers license number—is stolen and used to assume your identity. read: "Identity Theft"

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