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Not periodically checking your credit report.

Many people never look into their credit report until they've been denied for a loan or credit. Inaccurate or missing information in your credit report could raise your borrowing costs or cause delays when you're in a rush to make a major purchase, like a car. read: "7 Common Mistakes"

What's the difference between a credit report and a credit score?

A credit report contains all of the information related to your finances, such as payment history and amounts owed, and a credit score is the numerical value calculated from this information that is used by creditors... read: "What's the difference between a credit report and a credit score?"

Identity Theft

Identity theft is one of the fastest growing crimes, and happens when personal information—such as your name, credit card number, social security number or drivers license number—is stolen and used to assume your identity. read: "Identity Theft"

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