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What's the difference between a credit report and a credit score?

A credit report contains all of the information related to your finances, such as payment history and amounts owed, and a credit score is the numerical value calculated from this information that is used by creditors... read: "What's the difference between a credit report and a credit score?"

Links & Resources

If you're having debt problems and need professional help, it's always a good idea to see if your (prospective) credit counseling agency is affiliated with either the National Foundation for Credit Counseling or the Association of Independent Consumer Credit Counseling Agencies... read: "Links & Resources"

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