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Not paying the minimum amount required

I f you don't pay at least the minimum amount due, your creditors will eventually report your account as past due, which can damage your score. Additionally, paying less than the minimum can result in late fees and additional interest charges which can add up quickly. read: "7 Common Mistakes"

Does everyone have a credit score?

Not everyone has a credit score, but once you open a credit card, take out a student loan, or even have a bank account, chances are you'll have one. read: "Does everyone have a credit score?"

Identity Theft

Identity theft is one of the fastest growing crimes, and happens when personal information—such as your name, credit card number, social security number or drivers license number—is stolen and used to assume your identity. read: "Identity Theft"

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