Links & Resources
If you’re having debt problems and need professional help, it’s always a good idea to see if your (prospective) credit counseling agency is affiliated with either the National Foundation for Credit Counseling or the Association of Independent Consumer Credit Counseling Agencies, non-profits that have led the way in professional, effective, and consistent credit counseling and debt management services.


Websites

Visit the Budget Doctor
The "Budget Doctor" of the national credit counseling agency Take Charge America shares stories and experience of personal finance issues like buying a car, housing, and retirement. There's also the option of emailing the Budget Doctor yourself if you need help.

http://www.ftc.gov
The Federal Trade Commission provides helpful tips on building good credit, consumer rights, and what to do if you’ve been a victim of identity theft.

http://www.fdic.gov/
The Federal Deposit Insurance Corporation lists information on the basics of credit issues, financial issues that can affect your credit, consumer rights, and how to exercise your privacy rights with credit bureaus.

http://www.myfico.com/
The Fair Isaac Corporation, the company that develops the FICO score for credit bureaus, provides information on the facts and myths of credit reports and scores, as well as practical advice—and interactive calculator tools—on how to manage your finances and raise your score.

http://www.practicalmoneyskills.com
Visa’s Practical Money Skills for Life educational site provides general—yet comprehensive—information on credit cards, budgeting, and money management.

http://money.cnn.com
CNN lists ways to improve your credit score, along with lots of useful, in-depth information.

http://www.wellsfargo.com/
Your bank will often provide good resources for managing your credit score. Check out information by Wells Fargo.

http://www.usbank.com/
Your bank will often provide good resources for managing your credit score. Check out information by US Bank.

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National Foundation for Credit Counseling

Association of Independent Consumer Credit Counseling Agencies

Learn More About Credit Card Payoff

Check Out These Credit Calculators

Learn More About Personal Budgeting